Most investors focus on returns but ignore fees. Yet a 1% expense ratio on a $100,000 portfolio costs you over $30,000 in lost growth over 20 years. This calculator shows you exactly how much fund fees are costing you — and what you’d have with a low-cost alternative.
💵 ETF Expense Ratio Cost Calculator
Fee Impact Analysis
Your Fund Final Value
Total Fees Paid
Low-Cost Fund (0.03%) Value
Wealth Lost to Fees
Why Expense Ratios Matter More Than You Think
An expense ratio is the annual fee a fund charges as a percentage of your investment. A 0.75% ratio sounds trivial, but on a $100,000 portfolio earning 7% annually, it reduces your 20-year ending balance by over $35,000 compared to a 0.03% Vanguard-style index fund.
See our best index funds guide for the lowest-cost options available today.