A Roth IRA is the most powerful tax-advantaged account available to most Americans. Your money grows completely tax-free — and qualified withdrawals in retirement are 100% tax-free. Use this calculator to project your Roth IRA balance at retirement and see exactly how much in taxes you’ll avoid.
🤑 Roth IRA Growth Calculator
Your Roth IRA Projection
Balance at Retirement
Total You Contributed
Tax-Free Growth
Taxes Avoided vs Traditional
How to Use This Roth IRA Calculator
Enter your current age, target retirement age, existing balance, and how much you plan to contribute each year. The calculator projects your balance using compound growth and shows you the estimated tax savings compared to a Traditional IRA (where withdrawals are taxed at your income rate).
Ready to open one? See our guide: How to Open a Roth IRA Step-by-Step.